COMMERCIAL MORTGAGE

Secure Financial is a full service Mortgage professional. We currently offer commercial loans up to $50,000,000 throughout the US. If you’ve been wondering where to start, you’ve come to the right lender. Let Secure Financial be your gateway to commercial lending for purchase, development, and refinance loans. Secure Financial has access to some of the largest public financial institutions in the country. Our lending capabilities include commercial loans for:

• Apartment Complexes
• Shopping Centers
• Strip Centers
• Office Buildings / Single and Multi Use
• Industrial Warehouses
• Land Acquisition and Development
• Commercial Construction Loans
• Hotels and Motels
• Cash Out Refinance

To compliment our loan products, we also offer a variety of loan programs:

• Owner/User Full Doc up to 90% LTV
• Owner/User Stated Income Programs
• Investor Full Doc to 80%LTV
• Investor Low Doc Program
• Flexible Credit Score and LTV Guidelines
• Both Fixed and Adjustable Rate Loans
• Competitive Rates and Closing Cost
• Stated Income / Stated Assets

The Secure Financial team is ready to work for you and make your commercial project a reality.

Need Stated Doc down to 650 Fico?

     Need Full Doc down to 550 Fico?

   Make MPK your "go to" lending source!   

• 97% Purchase
• LOI in 48 hours from U/W with rates/terms/fees!
• Multi Family rates starting at 5.75%!
• Full Doc from 550 Fico. If it makes sense.
• No max loan amount on Full Doc!
• Stated Doc down to 650 Fico! (Very hard to find)
• No Lock-Outs on most full doc programs!
• Full Doc up to 90% CLTV! Only in FL, P.R, V.I.
• Stated up to 85% CLTV. Needs to DSCR.
• No excessive upfront or closing fees.
• Foreign nationals are welcomed in Florida, Puerto Rico and the Virgin Islands.
• We lend nationwide including Hawaii, Puerto Rico and the Virgin Islands.

Submitting your loan to Secure Financial is easy:

Commercial Mortgage Loans General Documentation

3 most recent years tax returns - both personal and business - Extensions for any filings - if applicable - 3 months most recent bank statements - both personal and business - Personal financial statements - updated within last 60 days - Year-to-date business operating statements - if applicable - Year end business operating statements if business tax returns are on extension Personal resume - required for investment properties if self managed - Property management resume, or letter of credentials, if property is professionally managed Letter of explanation for any derogatory credit, including: slow pays, charge-offs, liens, judgments, child support, etc. Schedule of real estate holdings - include purchase date, purchase price, and current mortgage amount Subject property rent roll - if not 100% owner occupied - if property is owner occupied and held in a different entity, i.e. LLC, and leased back to the business, then rent roll and copy of the lease must be provided Subject property leases - see above for owner occupied property Subject property income and expense statements, including year end and year-to-date For investment property with single or anchor tenant, include tenant financial statements

Commercial Mortgage Loan (Purchase) Documentation

Valid purchase contract - including any amendments - Selling agent or individual contact information Verification of escrows If seller is holding a subordinate position, include terms of the note Property insurance information

Commercial Mortgage Loan (Refinance) Documentation

Payoff information, including: mortgagor or service provider contact information, payoff statement, and payment history Title policy Survey Property insurance information If there is subordinate financing on the property, you must provide a subordination agreement

We look forward to hearing from you,
The staff at Secure Financial

We're Bringing Simplicity to Commercial Lending

"Your going to love our service"
239-209-0777

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